{"id":7904,"date":"2026-10-09T22:50:48","date_gmt":"2026-10-09T22:50:48","guid":{"rendered":"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/?p=7904"},"modified":"2026-10-09T23:09:42","modified_gmt":"2026-10-09T23:09:42","slug":"carers-allowance","status":"publish","type":"post","link":"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/carers-allowance\/","title":{"rendered":"Carer\u2019s Allowance 2026: who can claim and how much"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7904\" class=\"elementor elementor-7904\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2607b910 e-flex e-con-boxed e-con e-parent\" data-id=\"2607b910\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e8bff elementor-widget elementor-widget-text-editor\" data-id=\"d2e8bff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3><b>Quick summary<\/b><\/h3><p><span style=\"font-weight: 400;\">If you care 35 hours a week or more, Carer&#8217;s Allowance is \u00a386.45 a week in 2026\/27. The earnings limit is \u00a3204 a week after deductions, and it is a cliff edge: a pound over and you lose the whole week. If you are over State Pension age you may get an underlying entitlement instead, which is worth claiming for what it unlocks.<\/span><\/p><p>\u00a0<\/p><h3><b>The basics<\/b><\/h3><p>\u00a0<\/p><table><thead><tr><th>\u00a0<\/th><th><p><b>2026\/27<\/b><\/p><\/th><\/tr><\/thead><tbody><tr><td><p><span style=\"font-weight: 400;\">Weekly rate<\/span><\/p><\/td><td><p><b>\u00a386.45<\/b><span style=\"font-weight: 400;\">, up from \u00a383.30<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Care required<\/span><\/p><\/td><td><p><b>35 hours a week or more<\/b><span style=\"font-weight: 400;\"> for one person<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Earnings limit<\/span><\/p><\/td><td><p><b>\u00a3204 a week<\/b><span style=\"font-weight: 400;\"> after tax, National Insurance, half of pension contributions and some expenses<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Age<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">16 or over<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Study<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Not in full-time education of 21 hours a week or more<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">The person you care for<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Must receive a qualifying disability benefit<\/span><\/p><\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/www.carersuk.org\/help-and-advice\/financial-support\/carers-allowance\/\"><span style=\"font-weight: 400;\">Carers UK<\/span><\/a><span style=\"font-weight: 400;\">. Rates change each April, so check before relying on them.<\/span><\/p><p>\u00a0<\/p><h3><b>What counts as 35 hours<\/b><\/h3><p><span style=\"font-weight: 400;\">More than people assume. It is not only hands-on personal care.<\/span><\/p><p><span style=\"font-weight: 400;\">Time spent helping with washing, dressing, meals, shopping, appointments, medication, paperwork and supervision all counts, and so does time spent keeping an eye out to prevent danger. Plenty of family carers pass 35 hours easily and have never counted.<\/span><\/p><p><span style=\"font-weight: 400;\">The hours must be for <\/span><b>one<\/b><span style=\"font-weight: 400;\"> person. Caring 20 hours each for two parents does not add up to 35 under the current rules.<\/span><\/p><p>\u00a0<\/p><h3><b>The qualifying benefit<\/b><\/h3><p><span style=\"font-weight: 400;\">The person you care for must receive one of these:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Attendance Allowance<\/b><span style=\"font-weight: 400;\">, either rate.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Independence Payment<\/b><span style=\"font-weight: 400;\">, daily living component.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Disability Living Allowance<\/b><span style=\"font-weight: 400;\">, middle or highest rate care component.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certain other benefits including Constant Attendance Allowance and Armed Forces Independence Payment.<\/span><\/li><\/ul><p><b>If they receive none of these, start there.<\/b><span style=\"font-weight: 400;\"> Attendance Allowance is not means-tested and is the usual route for older people. No qualifying benefit means no Carer&#8217;s Allowance, however many hours you do.<\/span><\/p><p>\u00a0<\/p><h3><b>The earnings limit, and the trap in it<\/b><\/h3><p><span style=\"font-weight: 400;\">\u00a3204 a week net, and it is an absolute cliff edge. One pound over in a given week and the whole week&#8217;s Carer&#8217;s Allowance is lost.<\/span><\/p><p><span style=\"font-weight: 400;\">This has caused real hardship, with people building up large overpayments they then have to repay, often because a pay rise or a few hours of overtime pushed them over without anyone noticing.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check every payday<\/b><span style=\"font-weight: 400;\">, not annually.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Remember what is deductible:<\/b><span style=\"font-weight: 400;\"> tax, National Insurance, half of any pension contributions, and some work expenses.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tell the DWP straight away<\/b><span style=\"font-weight: 400;\"> about any change in earnings. Overpayments have to be repaid.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Watch overtime, bonuses and holiday pay<\/b><span style=\"font-weight: 400;\">, which are the usual culprits.<\/span><\/li><\/ul><p>\u00a0<\/p><h3><b>If you are over State Pension age<\/b><\/h3><p><span style=\"font-weight: 400;\">This is the part that confuses everybody.<\/span><\/p><p><span style=\"font-weight: 400;\">Carer&#8217;s Allowance and the State Pension are both classed as earnings-replacement benefits, so you cannot normally receive both in full. If your State Pension is more than \u00a386.45 a week, you will not be paid Carer&#8217;s Allowance in cash.<\/span><\/p><p><b>You should still claim.<\/b><span style=\"font-weight: 400;\"> What you get instead is an &#8220;underlying entitlement&#8221;, which can be worth considerably more than the benefit itself. It can qualify you for the extra amount for carers within Pension Credit, worth roughly \u00a346 to \u00a348 a week in 2026\/27, and that in turn can bring someone into Pension Credit for the first time, which unlocks Council Tax help and the rest.<\/span><\/p><p><span style=\"font-weight: 400;\">Our <\/span><a href=\"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/care-needs-assessment\/\"><span style=\"font-weight: 400;\">guide to assessments<\/span><\/a><span style=\"font-weight: 400;\"> and the Pension Credit article explain the order to do things in.<\/span><\/p><p>\u00a0<\/p><h3><b>One warning before you claim<\/b><\/h3><p><span style=\"font-weight: 400;\">Claiming Carer&#8217;s Allowance can reduce or stop a severe disability premium or the severe disability addition that the person you care for receives.<\/span><\/p><p><span style=\"font-weight: 400;\">In some households the family is worse off overall. <\/span><b>Get a benefits check before claiming<\/b><span style=\"font-weight: 400;\">, from Carers UK, Citizens Advice or Age UK. It takes one phone call and it is the single most useful thing on this page.<\/span><\/p><p>\u00a0<\/p><h3><b>What else family carers can claim<\/b><\/h3><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carer&#8217;s Credit.<\/b><span style=\"font-weight: 400;\"> National Insurance credits for people caring at least 20 hours a week who do not qualify for Carer&#8217;s Allowance. It protects your State Pension, and it is badly under-claimed.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Universal Credit carer element<\/b><span style=\"font-weight: 400;\">, if you are on Universal Credit. Notably, it does not carry the same weekly earnings cliff edge.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carer&#8217;s Premium or Carer Addition<\/b><span style=\"font-weight: 400;\"> on means-tested benefits, including Pension Credit.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Council Tax Reduction<\/b><span style=\"font-weight: 400;\">, and in some circumstances a live-in carer is disregarded for Council Tax entirely.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>A carer&#8217;s assessment<\/b><span style=\"font-weight: 400;\"> from the council, in your own right. Free, not dependent on the person you care for being assessed, and it can lead to practical help or respite.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Attendance Allowance for the person you care for<\/b><span style=\"font-weight: 400;\">, if not already claimed, which is often the thing that unlocks everything else.<\/span><\/li><\/ul><p>\u00a0<\/p><h3><b>Thinking about doing it professionally?<\/b><\/h3><p><span style=\"font-weight: 400;\">A fair number of people who have cared for a parent end up doing care work, and they are often very good at it, because the hard part of the job is temperament rather than technique.<\/span><\/p><p><span style=\"font-weight: 400;\">The pay comparison is big. Carer&#8217;s Allowance is \u00a386.45 a week for a minimum of 35 hours, which works out at under \u00a32.50 an hour. Paid care work here starts at \u00a314.70 an hour during probation and \u00a315.70 after it, plus 35p a mile and paid travel time. Our <\/span><a href=\"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/15-minute-care-visits\/\"><span style=\"font-weight: 400;\">piece on visit lengths<\/span><\/a><span style=\"font-weight: 400;\"> explains why those terms matter more than the headline rate.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are caring and working, be careful about the \u00a3204 earnings limit before taking on paid hours.<\/span><\/p><p>\u00a0<\/p><h3><b>Frequently asked questions<\/b><\/h3><p><b>How much is Carer&#8217;s Allowance in 2026?<\/b><\/p><p><span style=\"font-weight: 400;\">\u00a386.45 a week for 2026\/27, with an earnings limit of \u00a3204 a week after deductions.<\/span><\/p><p><b>Can I get it if I receive the State Pension?<\/b><\/p><p><span style=\"font-weight: 400;\">Usually not as a cash payment, because of the overlapping benefits rule. Claim anyway for the underlying entitlement, which can unlock the carer addition within Pension Credit.<\/span><\/p><p><b>Can two people claim for the same person?<\/b><\/p><p><span style=\"font-weight: 400;\">No. Only one person can receive Carer&#8217;s Allowance for caring for a given individual.<\/span><\/p><p><b>Does it affect the benefits of the person I care for?<\/b><\/p><p><span style=\"font-weight: 400;\">It can. It may reduce or stop their severe disability premium or addition. Get a benefits check before claiming.<\/span><\/p><p><b>Can I claim while working?<\/b><\/p><p><span style=\"font-weight: 400;\">Yes, provided net earnings stay at or below \u00a3204 a week and you are genuinely caring 35 hours or more.<\/span><\/p><p><b>What happens if they go into hospital?<\/b><\/p><p><span style=\"font-weight: 400;\">Payments can be affected after a period, because the qualifying benefit may stop. Tell the DWP promptly to avoid an overpayment.<\/span><\/p><p>\u00a0<\/p><h3><b>About Visiting Angels Cheshire East<\/b><\/h3><p><span style=\"font-weight: 400;\">Visiting Angels Cheshire East provides care at home across Macclesfield, Wilmslow, Knutsford, Congleton, Alsager and the surrounding villages of East Cheshire, along with Buxton, Whaley Bridge and the Staffordshire Moorlands towns.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Respite for family carers<\/b><span style=\"font-weight: 400;\">, from a few hours a week to a fortnight, so you can sleep, work or go away.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>You choose your caregiver<\/b><span style=\"font-weight: 400;\">, and meet them before care starts.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>No visit is ever shorter than an hour.<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>You see the same faces.<\/b><span style=\"font-weight: 400;\"> Our carer turnover is 12 per cent, against a sector figure of 23.7 per cent (<\/span><a href=\"https:\/\/www.skillsforcare.org.uk\/\"><span style=\"font-weight: 400;\">Skills for Care, 2025<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carers trained<\/b><span style=\"font-weight: 400;\"> in dementia, Parkinson&#8217;s, stroke recovery and complex care.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Alan&#8217;s wife is supported at home, and this is what he wrote:<\/span><\/p><p><i><span style=\"font-weight: 400;\">&#8220;Excellent in every respect. Staff are caring, friendly and helpful. [Our carers] do everything they can to make my wife&#8217;s life easier. Management and staff are flexible in their approach and do the unpleasant jobs with a smile and willingness which is commendable. They are always willing to &#8216;go the extra mile.'&#8221;<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Alan Hallett, Google review\\<\/span><\/p><h3><b>Not sure what you need yet? Start with a free assessment<\/b><\/h3><p><span style=\"font-weight: 400;\">Our free home care assessment is a visit at a time that suits you, with no obligation afterwards. In it we will:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ask how you are<\/b><span style=\"font-weight: 400;\">, not only how the person you care for is.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Talk through a realistic package<\/b><span style=\"font-weight: 400;\">, including respite, and what it would cost.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Look at the money with you<\/b><span style=\"font-weight: 400;\">, and point you towards a proper benefits check before you claim anything.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tell you honestly if a carer&#8217;s assessment from the council should come first.<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">If you are doing 35 hours a week and running out, call us on 01625 720157. You can also <\/span><a href=\"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/enquire-now\/\"><span style=\"font-weight: 400;\">send an enquiry<\/span><\/a><span style=\"font-weight: 400;\">, and you can see <\/span><a href=\"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/services\/home-care-services\/\"><span style=\"font-weight: 400;\">what our services cover<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Authored by Kim Blissett, Registered Manager, Visiting Angels Cheshire East.<\/span><\/p><p><span style=\"font-weight: 400;\">Published 27 September 2026. Last updated 27 September 2026.<\/span><\/p><p><i><span style=\"font-weight: 400;\">This article is general information about benefits, not financial advice, and no substitute for a personal benefits check. Claiming Carer&#8217;s Allowance can reduce other benefits in the household, so take advice from Carers UK, Citizens Advice or Age UK first. Rates and rules change each April and the figures were correct at the date of publication; check GOV.UK. To the fullest extent permitted by law, GB Care at Home Ltd accepts no liability for any loss arising from reliance on this article.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Quick summary If you care 35 hours a week or more, Carer&#8217;s Allowance is \u00a386.45 a week in 2026\/27. The [&hellip;]<\/p>\n","protected":false},"author":81,"featured_media":7944,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[35,36],"tags":[],"class_list":["post-7904","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-funding","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Carer\u2019s Allowance 2026: who can claim and how much | Cheshire East<\/title>\n<meta name=\"description\" content=\"Carer\u2019s Allowance is \u00a386.45 a week if you care 35 hours or more, with a \u00a3204 earnings limit that catches people out. 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