{"id":7837,"date":"2026-10-05T21:35:11","date_gmt":"2026-10-05T21:35:11","guid":{"rendered":"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/?p=7837"},"modified":"2026-10-05T21:49:47","modified_gmt":"2026-10-05T21:49:47","slug":"care-home-fees-vs-home-care-cheshire","status":"publish","type":"post","link":"https:\/\/www.visiting-angels.co.uk\/cheshire-east\/care-home-fees-vs-home-care-cheshire\/","title":{"rendered":"Care home fees vs care at home in Cheshire"},"content":{"rendered":"\t\t
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Quick summary<\/b><\/h3>

A care home place in Cheshire East averages around \u00a31,351 a week, and around \u00a31,412 in Macclesfield. Twenty hours of home care a week at \u00a336 an hour is \u00a3720. Home care is cheaper until roughly 35 to 40 hours a week, and the bigger financial difference is what happens to the house.<\/span><\/p>

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The local figures<\/b><\/h3>

Most comparisons you will find online use national averages. These are the local ones.<\/span><\/p>

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Option<\/b><\/p><\/th>

Weekly<\/b><\/p><\/th>

Yearly<\/b><\/p><\/th>

Source<\/b><\/p><\/th><\/tr><\/thead>

Care home, Cheshire East average<\/b><\/p><\/td>

\u00a31,351<\/span><\/p><\/td>

Around \u00a370,250<\/span><\/p><\/td>

Lottie, 2026<\/span><\/p><\/td><\/tr>

Care home, Macclesfield average<\/b><\/p><\/td>

\u00a31,412<\/span><\/p><\/td>

Around \u00a373,400<\/span><\/p><\/td>

Lottie, 2026<\/span><\/p><\/td><\/tr>

Residential dementia care, UK average<\/b><\/p><\/td>

\u00a31,375<\/span><\/p><\/td>

Around \u00a371,500<\/span><\/p><\/td>

Lottie, 2026<\/span><\/p><\/td><\/tr>

Nursing dementia care, UK average<\/b><\/p><\/td>

\u00a31,585<\/span><\/p><\/td>

Around \u00a382,400<\/span><\/p><\/td>

Lottie, 2026<\/span><\/p><\/td><\/tr>

Live-in care, Macclesfield average<\/b><\/p><\/td>

Around \u00a31,420 (\u00a3203 a day)<\/span><\/p><\/td>

Around \u00a374,000<\/span><\/p><\/td>

Lottie, September 2026<\/span><\/p><\/td><\/tr>

Home care, our rate<\/b><\/p><\/td>

\u00a336 an hour<\/span><\/p><\/td>

Depends on hours<\/span><\/p><\/td>

Visiting Angels Cheshire East<\/span><\/p><\/td><\/tr><\/tbody><\/table>

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Home care by the hour<\/b><\/h3>

The comparison only works once you convert hours into a weekly figure.<\/span><\/p>

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Care each day<\/b><\/p><\/th>

Hours a week<\/b><\/p><\/th>

Weekly cost at \u00a336<\/b><\/p><\/th>

Against a \u00a31,351 care home place<\/b><\/p><\/th><\/tr><\/thead>

1 hour<\/b><\/p><\/td>

7<\/span><\/p><\/td>

\u00a3252<\/span><\/p><\/td>

\u00a31,099 cheaper<\/span><\/p><\/td><\/tr>

2 hours<\/b><\/p><\/td>

14<\/span><\/p><\/td>

\u00a3504<\/span><\/p><\/td>

\u00a3847 cheaper<\/span><\/p><\/td><\/tr>

3 hours<\/b><\/p><\/td>

21<\/span><\/p><\/td>

\u00a3756<\/span><\/p><\/td>

\u00a3595 cheaper<\/span><\/p><\/td><\/tr>

4 hours<\/b><\/p><\/td>

28<\/span><\/p><\/td>

\u00a31,008<\/span><\/p><\/td>

\u00a3343 cheaper<\/span><\/p><\/td><\/tr>

5 hours<\/b><\/p><\/td>

35<\/span><\/p><\/td>

\u00a31,260<\/span><\/p><\/td>

\u00a391 cheaper<\/span><\/p><\/td><\/tr>

6 hours<\/b><\/p><\/td>

42<\/span><\/p><\/td>

\u00a31,512<\/span><\/p><\/td>

\u00a3161 more<\/span><\/p><\/td><\/tr>

Live-in care<\/b><\/p><\/td>

Not charged hourly<\/span><\/p><\/td>

From \u00a31,650<\/span><\/p><\/td>

Similar range<\/span><\/p><\/td><\/tr><\/tbody><\/table>

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The crossover on pure hourly cost lands at roughly 35 to 40 hours a week.<\/b> Before that, home care is cheaper. After it, a care home and live-in care are in the same territory, and live-in usually beats hourly visits above about eight to ten hours a day, which our <\/span>live-in comparison<\/span><\/a> works through.<\/span><\/p>

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The costs people forget<\/b><\/h3>

Both columns have things missing from the headline.<\/span><\/p>

On top of a care home fee:<\/b> hairdressing, chiropody, newspapers, outings, some therapies and sometimes continence products. Ask for a written list of what is excluded before comparing anything.<\/span><\/p>

On top of home care:<\/b> you are still running a house. Council Tax, heating, insurance, maintenance, food and any equipment or adaptations. For someone in a four-bedroom house that is not trivial.<\/span><\/p>

Deducted from a nursing home fee:<\/b> NHS-funded nursing care, a flat weekly contribution towards the registered nursing element, currently around \u00a3268 a week in England. Plenty of self-funders never claim it.<\/span><\/p>

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The part that matters more than the hourly maths<\/b><\/h3>

The treatment of the house in the council’s financial assessment.<\/span><\/p>